VA Loan Benefit Q&A

On this page, you’ll get honest, no-nonsense answers about using your VA loan in today’s Richmond market—no myths, no headaches. Watch 60-second videos that tackle the real questions we hear every day from veterans just like you. Meet David Bain with Team Hensley, your local concierge Realtor, VA Specialist, and Veteran.  At Team Hensley, we’ve closed hundreds of VA purchases across Chesterfield, Midlothian, Henrico, and beyond—protecting your earnest money and negotiating hard so the process feels effortless. By the time you leave, you’ll feel confident, fully informed, and ready to take the next step toward your new home.

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What is the 0% Down Payment Benefit?

How Many Times Can I Use My Benefit?


Can I Use My VA Benefit For A High Priced Home?

Can I Use My VA Loan On A New Construction Home?


Can I Buy A Multi-Unit Property With My VA Benefit?

Can My VA Funding Fee Be Waived?

Are VA Appraisals "Harder" or More Strict?


Can Sellers Pay My Closing Costs?


Do I Need Private Mortgage Insurance?


Am I Eligible For A VA Loan? (Quick + Easy)


Wrapping It Up and Next Steps.


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Team Hensley: Your VA Loan & Relocation Specialists

Concierge Service for Veterans | 20+ Years Experience | 1,000+ Homes Sold

Top 1% in Richmond Veteran-Focused Relocations Compass Powered

Licensed in Virginia | Each Compass office independently owned & operated

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