Finding and purchasing a home that will meet your needs is a significant and often stressful time. Our goal is to make this transition as smooth as possible. We are experts in the area, and once we learn what it is that you’re looking for, finding your dream home is simple.
We sit down with every client to discuss your unique situation and needs. Our only priority is providing the best result for you and your family. Clients that work with us are never strangers, even years after the close.
Whether it is your first home, first time buying in Virginia, or you are a seasoned pro, we will take the time to equip you with all the knowledge you need to make an informed buying decision. We are never too busy to answer your questions or offer our opinion.
We meet regularly to discuss market conditions, new rules, regulations, and developments, as well as what is working in this market and what is not, so that we stay ahead of our competition. Our dedicated team of listing agents is on track to list almost 100 homes this year, so we may already have your dream home waiting for you.
Moving can be a stressful process, but it doesn’t have to be! Let us take up that work for you. Whether it’s scheduling contractors for a home refresh before listing, hunting for temporary housing when moving to the area, or setting up pet services so your fur babys have a comfortable place to stay during showings, we have got you covered.
Every day multiple team members will be working on your transaction to make sure it is done smoothly, quickly, and correctly. Someone is always here to answer your questions and address your concerns.
Over many years of experience, we have built an extensive list of local vendors and service providers that we trust to take the same great care of you that we do. We leverage these relationships not only to get you the best service, but also great prices and discounts.
Meet with Buyer Specialist to establish wish list and understand market conditions.
Connect with lender to be pre-approved for mortgage and to determine price range.
Visit properties that match your purchase parameters.
Make an offer to the seller based on price and terms you choose.
We will present all offers, negotiate the best one and ratify the contract.
Begins once contract is ratified. Credit report is run and verification documents are requested by lender.
Home Inspector completes thorough inspection of home, and issues report of findings. Negotiate repairs with the seller.
Lender orders appraisal (7-14 day turnaround).
Buyer orders homeowner’s policy, and requests binder be sent to settlement company. Orders flood insurance if applicable.
Termite and moisture inspection is ordered. Well and septic inspections are ordered, if applicable. Seller normally pays unless sold “As Is.”
Once the loan processing is complete, underwriter makes final determination of loan approval.
Underwriter sends a list of closing conditions to Loan Officer to complete prior to settlement.
Once closing conditions are cleared and settlement company has all title work, a “clear to close” is issued and the Closing Disclosure is sent to buyer for review (3 days prior to settlement).
Buyer does a final walk through of property several days before settlement to ensure all home inspection repairs are complete.
Typically, buyer and seller agree to transfer utilties on the day of settlement.
Buyer signs closing documents. Settlement company gets funding from the lender and records the deed.
Get the keys to your new home and celebrate! You’re officially a homeowner!
At Team Hensley, we are a group of local real estate professionals, each with years of experience in their field. Whether it is first-time home buyers, online marketing, transaction management, or the latest in pricing strategies for your home, we have you covered.